Covered or Exposed? What Ohio Subcontractors Must Know About Workers' Comp

If someone gets hurt on your job site, you could be liable — even for 1099s. Learn how Ohio BWC coverage protects you.

Think being a 1099 contractor means you're off the hook for workers' comp? Think again. Many subcontractors and small business owners assume that independent contractor status eliminates the need for workers' compensation coverage — but that assumption can be costly. If you or one of your contractors gets hurt on the job, you could be held liable, regardless of how they're classified. Where general liability insurance stops, workers' comp begins. Join us for this free webinar for a practical overview of the Ohio Bureau of Workers' Compensation (BWC) — what it is, who it covers, and why having the right protection matters for your business and the people working with you.

What you'll learn:

• Who needs BWC coverage — and common misconceptions about contractor exemptions
• How premiums are calculated — based on payroll, industry, and claims history
• Available discounts & wellness programs — how to lower your costs through Ohio BWC programs
• Resources for employers — where to go to apply, get help, and stay compliant

This webinar is ideal for subcontractors, independent contractors, sole proprietors, and small business owners in Ohio who work with or as 1099 workers.