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Sharefax Credit Union

Sharefax Credit Union

Financial Services

About Us

“Sharefax Credit Union is a cooperative formed for the sole purpose of improving the financial well being of our members.”

Why a Credit Union?
Credit unions are non-profit cooperative financial institutions that are owned by their members, and directed by volunteer board members. Credit unions offer most of the services you find at your local bank such as mortgages, commercial loans, checking, internet banking and investment options. Credit unions generally offer better rates on savings and loans than your local bank because their focus is on quality service and products, not on maximizing returns to their stockholders. The mission of a credit union is to improve the financial well-being of our members. Earnings are returned to members through lower interest rates, higher dividends on savings and certificates, and little or no service fees. Banks, however, are owned and operated with the sole goal of making money for stockholders. Profits are channeled into dividend payments to investors, not the customer.

Credit Union funds are insured through NCUA
Credit unions are federally insured by the National Credit Union Administration (NCUA). NCUA is a federal agency that insures savings in Federal and most State chartered credit unions across the country. The National Credit Union Share Insurance Fund (NCUSIF) is backed by the full faith and credit of the United States government.


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